The ability to earn an income is an employee's greatest financial asset!

Group long term disability (LTD) coverage provides continuing income to age 65 if an employee is unable to work due to illness or injury.  But when an employee is terminated, generally employers discontinue this benefit immediately, or in some cases at the end of the minimum statutory notice period.  And, unfortunately, insurers that sell individual disability insurance will not offer coverage to someone that is not currently employed.  Yet the need for disability insurance is just as great as when they were working - what happens if a serious illness or injury during the job search period prevents them from returning to work?

Reliable Life's Transition LTD was specifically developed to allow outplaced employees to obtain disability insurance coverage during their career transition period.

Whether you are an outplaced employee, an employer, insurance advisor, outplacement counsellor or employment lawyer, this site contains valuable information about this very important coverage.